Law: Insurance Ordinance, 2000

Section: 115

(a) Insurance Rules, 2002--- ----R. 12---Statement and declaration required of insurance agents---Primary school teacher/insurance agent---Declaration given by insurance agent at time of his re-appointment in the year 2002, that I am not working for any other insurer and in future also I will not work for any other insurer while associated with the Corporation without written permission of the Corporation---Whether such declaration covered employment of agent as school teacher---Held, that it was clear that the said declaration given by the deceased-agent at the time of his re-appointment in 2002 did not include any undertaking with reference to his employment with any other private or government entity---In fact, the deceased was a primary school teacher with the Education department of the Provincial Government--- Such employment was not covered by the declaration given by him at the time of his re-appointment---Consequently, the denial of his insurance benefits by the State Life Insurance Corporation on the basis of his previous declaration in 1997 (before re-appointment) was unfair and unlawful---Petition for leave to appeal was dismissed and leave was refused. (b) Insurance Ordinance (XXXIX of 2000)--- ----S. 115--- Employee of State Life Insurance Corporation (the Corporation)---Group insurance, self-subscribed compulsory insurance and field self-subscribed group insurance--- Section 115 of the Insurance Ordinance, 2000--- Whether applicable---Perusal of provisions of S. 115 of the Insurance Ordinance, 2000 made it clear that the jurisdiction of the Insurance Tribunal had nexus with the date of issuance of a policy of insurance by the insurer after the commencement of the Insurance Ordinance, 2000---In the present case, three types of insurance schemes were availed by the deceased, i.e. group insurance, self-subscribed compulsory insurance and field self-subscribed group insurance, which were meant for employees and not for policy holders who secured the issuance of life insurance policies from the Corporation---Said schemes were connected with the day to day employment of the deceased and other employees of the Corporation---No policy was issued to the…

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